Timmie Taff

Agent

443.226.3223

Bio

Originally from the Washington D.C. area, I moved to Baltimore in 1991 and have lived in Historic Federal Hill since 1992. I graduated from Mount St. Mary's University in Emmitsburg, MD, and received a B.S. in Business and Finance. I worked 13 years as an Institutional Stockbroker and worked my way to the title of Vice President at Deutsche Bank Securities prior to embarking on my real estate career. I have been a top sales producer consistently throughout my career and continue to build my business. I acquired a broad base of industry knowledge from my family, who had been in the real estate business for 52 years. This experience allows me to have a vast knowledge of many counties and neighborhoods in Maryland.

I work passionately to assist Buyers and Sellers from contract to close to make sure it's a smooth and enjoyable experience. My market specialties include Baltimore City, Baltimore County, Howard, Anne Arundel, and Harford County communities. It is my goal to keep abreast of new technologies to assist clients and to provide you with superior service at all times. I take a genuine interest in the success and happiness of every client, whether they are selling, buying or renting a home.

In my free time, I enjoy listening to jazz music, gardening, running and traveling, especially to Iceland to see puffins. I also have a true love towards Scottish Terriers. I have a true appreciation for historic properties since I bought my 1850’s Federal Hill row home in 2000. Baltimore has so much to offer from waterfront properties to row homes on cobblestone streets to newer townhomes. A great place to live and enjoy!

I look forward to helping with any of your real estate needs.

Reviews

Highly likely to recommend

Local knowledge
Process expertise
Responsiveness
Negotiation skills

“Timmie was by far the best part of our home buying experience. I honestly don't know how we could've gotten through it without her! She was knowledgeable, approachable, friendly, and always professional. She provided helpful and sound advice on market trends and was always honest with us when we asked (many) questions. It was because of her and her honesty that we were confident in our investment. She always put our minds at ease and made the entire process seamless. She went above and beyond expectations and I will always recommend her services.”

Client

Highly likely to recommend

Local knowledge
Process expertise
Responsiveness
Negotiation skills

“I would highly recommend Timmie. She helped us buy a house that was for sale by the owner. Transactions like these can often be complicated because there is not a professional on the other side, but Timmie worked tirelessly to ensure that we got our dream home. She was a strong advocate for us during the home inspection process and negotiated a very fair price for our house. We are so lucky to have had Timmie represent us. When making a purchase as big as a home, it was a relief to know that we had someone we could trust in our corner. I would recommend anyone use Timmie. She is hard-working, responsive, and most importantly, trustworthy!”

Client

Highly likely to recommend

Local knowledge
Process expertise
Responsiveness
Negotiation skills

“Timmie was amazing to work with. We really appreciated her insight and communication during the process. Especially since we received multiple offers. We felt that she was working for our best interest throughout the whole process. If you want a Realtor® who has excellent communication and understands the market, look no further. Highly recommend Timmie Taff!”

Client

Highly likely to recommend

Local knowledge
Process expertise
Responsiveness
Negotiation skills

“Timmie has helped me with three real estate transactions, and we're working together on a fourth. She has a thorough knowledge of the Baltimore area, is attentive to details, and is very responsive. She communicates well, and even during busy times she's staying in contact and makes sure everything is on track. I have recommended her to other friends who have also been happy with her work, and will continue to recommend her to others - she's great!”

Client

Highly likely to recommend

Local knowledge
Process expertise
Responsiveness
Negotiation skills

“Timmie Taff is a great seller's agent and I highly recommend her. She was the second agent I hired to try to sell my house and the contrast between her and my prior agent was like night and day. She is responsive, knows how to set appropriate expectations and sale prices, does her homework regarding comps and market conditions, is honest, realistic, communicative, and an advocate for you as a seller. She has all the qualities you want in an agent, is clearly experienced, and was also great with giving me referrals for services I needed to get my home ready for showing. Timmie was recommended to me by a colleague who I trust very much, and I couldn't have made a better choice. With Timmie, my home had more than one offer (within the first 30 days of being on the market) and I was able to close less than 90 days after listing. Lastly, the home selling experience is a difficult one; with showings, feedback from potential buyers, waiting for offers, inspections, and appraisals, it can be draining. Timmie demonstrated a lot of emotional intelligence and empathy throughout the process. It was very easy and also comforting to work with her. If you're going to sell your home in Baltimore and want an agent who knows what she's doing, is responsive and is committed to you, go with Timmie Taff.”

Client

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Client's Success Stories

Testimonials

"Maria has been my real estate agent for many years and has helped me purchase multiple properties. She consistently provides expert guidance on improvements that maximize profit while controlling costs. Her contractor recommendations and attention to detail make the process seamless. Her knowledge, advocacy, and dedication make her my #1 choice for real estate services."

"Maria helped prepare my home for market when I wasn’t in a position to handle the updates myself. She arranged landscaping and power washing, allowing the expense to be recovered at closing. The improvements resulted in beautiful photos and multiple offers over list price. I truly felt she went out of her way to help me maximize my profit."

"In a super competitive seller’s market, Maria helped us secure a home against nearly 20 competing buyers. Purchasing from across the country could have been overwhelming, but her market expertise, strategic negotiation, and steady guidance made the entire process seamless. She truly went above and beyond every step of the way."

"Maria was absolutely exceptional throughout our home sale. She took a hands-on approach in preparing the property, even personally overseeing projects when we couldn’t be there. Her market knowledge, strategic pricing, and strong negotiation skills resulted in an outstanding price and terms for our home. She made the entire process feel manageable and exciting, and we felt supported and confident … Read MoreRead Less

"Coming from a small but mighty family-owned brokerage, my biggest question was whether I’d still have the personal autonomy I value—along with the strong backend systems needed to grow. After sitting down with Dave, the path forward became crystal clear. Now, two years later, I can honestly say the growth has exceeded my expectations—personally, professionally, and relationally. My business has… Read MoreRead Less

"Moving to Cummings & Co Realtors in 2017 after 17 years of being in Real Estate was the smartest career move I ever made. I only wish I had done it sooner. The sense of Community and Professionalism surpasses all other brokerages from what I hear. Dave is encouraging and supportive; if you need to find something out ,our network of seasoned agents is always so helpful and knowledgeable . Cumming… Read MoreRead Less

"I’m proud to be aligned with a forward-thinking brokerage defined by strong, visionary leadership that begins at the top. The depth of experience among our agents creates a culture of excellence, collaboration, and integrity. Coupled with beautifully designed office spaces that reflect our standard of professionalism, it’s an environment that truly supports both elevated service and continued grow… Read MoreRead Less

"Joining this brokerage has been one of the best decisions of my real estate career. The level of support here is unmatched—whether you’re navigating a complex transaction or simply need a second opinion, there’s always someone willing to step in and help. The culture is built on true collaboration, not competition. Agents openly share ideas, strategies, and encouragement, creating an environment w… Read MoreRead Less

"After more than 26 years in real estate, my business continues to grow, largely through referrals and strong relationships. Choosing the right brokerage matters, and Cummings & Co. has been an outstanding partner and the perfect option for the expansion of my team. It truly feels like the best of both worlds: a locally owned company with a supportive culture, paired with smart technology and conve… Read MoreRead Less

"Kevin did an outstanding job with helping me look for a home.. and he also did it at a timely matter. Kevin ! Sent me homes everyday to look over. I would tell him the ones i liked. He would have reach out to the places , and I would have a viewing fast. I felt like I was picky , but he told me I wasn’t. I found my home with only looking at 3 houses. He stayed on top of everything. And even though… Read MoreRead Less

"Kevin did an excellent job going above and beyond . Kevin's passion and integrity is unparalleled, he really made my first time home owner experience pleasant and easy."

"We highly recommend Justine. She will be our realtor for life. I’ve bought two houses with her and sold one and I don’t feel like it could have gone smoother in any of the deals. She is friendly, knowledgeable, and always available. She made the whole process a breeze. She will fight for you and always has your best interests at heart. Thank you for everything you do Justine!"

"You epitomize what's good, not only in our industry, but in humanity! It's been a pleaseure & I hope to work with you again soon."

"Justine was the perfect agent. She was extremely patient with us and not the least bit pushy. She knew exactly what we wanted and guided us throughout our search. At the end of the process not only did we end up buying the perfect house, but we gained a friend who then went on to my find my mother the perfect retirement condo."

"Several years ago I had the unfortunate responsibility of cleaning out and selling the home in Ruxton where I had grown up and and where my parents had lived for 48 years. The task to me was daunting. Justine Mangione, my friend and real estate agent supported me throughout the process, suggesting necessary upgrades and changes. With her help we were able to sell the house in just 10 days for… Read MoreRead Less

"Justine recently sold my parent’s house and we could not have been more pleased with the outcome. Justine’s attention to detail, knowledge of the housing market and professionalism when dealing with not only the buyers but also other realtors helped produce an exceptional result. We have referred multiple prospects to Justine due to her trustworthy approach, her results oriented nature and most … Read MoreRead Less

"Sharon was a Dream to work with! She was knowledgeable, communicative, timely and incredibly personable. I felt totally comfortable asking questions throughout the process. I couldn't have asked for a better home buying experience. I highly recommend Sharon Allen if you're looking for a realtor!"

"We used Barbara about 2 years ago to find our first home in Harford County. We worked with Barbara and she showed us quite a few houses all within our budget and wants in a home. Being new to the process, Barbara was great. At times, when we needed it, she held our hand sort to speak through the process and gave us information so we learned the process too. We would definitely recommend working wi… Read MoreRead Less

"I’m proud to call Cummings & Co. home. I started my career here on a team, learning under a top-tier agent who set the bar high for mentorship, professionalism, and integrity. Today, I work independently—but I’ve never felt alone. The culture and caliber of agents you encounter in every office keeps you engaged, supported, and encouraged. There’s no sense of competition—only collaboration. We t… Read MoreRead Less

"She is very responsive and was persistent in helping us find our home. She gave us good advice and followed through with all the details and answered questions promptly. Very knowledgeable about the regional real estate market."