Buying with Cummings & Co.

Cummings & Co. is a real estate company with a purpose and a mission to help buyers find thome

Finding Homes,
Not Just Houses.

Helping You Find Forever.

“Home” is more than just a building – it’s a feeling, an emotion, and a haven in which you will make memories for many years. It’s not always about the color of the bricks, but their history. It’s not just about the size of the windows, but the way light shines through them.

Our agents want to give you more than just the data you can find on Zillow, Redfin, or any other simple listing syndication website. We want to help you to find those things that you may not even know you’ve been searching for.

Buy with us

Reasons to Own a Home

Homeownership provides many things – a place to make memories, a spot to enjoy your favorite book, and a roof under which you build a life. See what else homeownership has to offer you in the chart below.

01

Tax Breaks

The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.

02

Equity

Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.

03

Savings

Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as a gain without owing any federal income tax.

04

Predictability

Unlike rent, your fixed-mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will increase.

05

Freedom

The home is yours. You can decorate any way you want and benefit from your investment for as long as you own the home.

06

Appreciation

Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing- home sale prices have increased on average 6.5 percent ...

07

Stability

Remaining in one neighborhood for several years gives you a chance to participate in community activities, establish lasting friendships, and benefit from educational opportunities.

Are you ready to live your dream?

Contact Us Today!

At Cummings & Co., we are bringing together the world’s sharpest, most creative professionals across real estate and marketing.

Buyer Guide

A Guide to Finding Your Home

Gain valuable insights and expert advice with our comprehensive buying guide. This guide is packed with essential information, tips, and strategies to navigate the real estate market with confidence. From understanding the buying process to securing financing and making informed decisions, our guide has you covered every step of the way.

Get Your Guide Now

Client Testimonials

Hear What Our Satisfied Clients Have to Say

"Amazing work! Made me feel comfortable every step of the way and fix all issues that came up. I will definitely come back for any future purchases."

"Suzie is AWESOME! She was our agent when we sold our old house and bought our new one this summer. We heard about her through our friends who all raved about the positive experiences they had with her. She was very responsive at any time of day and hooked us up with great resources for funding, repairs, etc. She is very connected and really made the whole process a breeze for us! Plus she is super… Read MoreRead Less

"We have used Cummings & Co. for three house sales. Each time the experience has been wonderful. They are consummate professionals in addition to being lovely, caring people. We trust them to give us the best advice based on their deep knowledge of the market. Cummings & Co. have always gone above and beyond the call of duty in making our transactions easy and our choices profitable."

"Cummings & Co. Realtors did an excellent job negotiating with the buyers & buyers’ agent to ensure a smooth process (during the pandemic) when I relocated out of state. Job well done!"

"Cummings & Co. Realtors are hard workers and truly an advocate for their clients. We would definitely work with Cummings & Co. again and recommend them to any of our family or friends. Thanks, Cummings & Co.!"

We are bringing together the world’s sharpest, most creative professionals across real estate and marketing.

Our 11 Locations

Since Cummings & Co.’s launch in 2006, we’ve aimed to simplify the real estate process, one market at a time. With agents and teams serving our vibrant communities, we are now among the east coast’s largest owned independent brokerages with offices in: Canton, Roland Park, Bel Air, Ruxton, Timonium, Perry Hall, Columbia, Federal Hill, Shrewsbury PA, Westminster, Millersville.

About Us

Our Offices

See our offices