Bio
Carolyn’s passion for service has shaped every stage of her life—daughter, soldier, mother, and now, dedicated Realtor. Growing up in the charming Annapolis neighborhood of St. Margaret’s, she always had a spirit of adventure. At 22, she answered the call to serve, enlisting in the Army during Operation Desert Storm. After four years in Army Signal Intelligence, she continued her journey as a military spouse, living abroad, immersing herself in new cultures, and working as a government contractor in Germany.
Having relocated 16 times worldwide, Carolyn knows firsthand the stress of moving—and what it takes to make the process seamless. That experience fuels her passion for real estate, helping clients navigate transitions with confidence and ease. Now, as part of Cummings & Co. Realtors, she combines her expertise with a personal touch, ensuring every buyer and seller feels supported every step of the way.
Buying or selling a home is a big move—let Carolyn make it a smooth one.
Reviews
Highly likely to recommend
“Always available and quick to respond and answer any concerns. Very pleasant to work with. We searched quite a bit and I seemed to be always a day late due to contracts, Carolyn kept us going forward and collectively we found the perfect place for me. Carolyn is 100% about her client and will not settle for less than perfect for her client no matter how long or whatever it takes.”
Michael Boughan
Highly likely to recommend
“As a first time homebuyer, Carolyn made the experience easier and more stress free than I could possibly imagine. A previous Realtor made me feel like a burden, that they were doing me a massive favor, and this turned me off to the entire process for a few years. Not so with Carolyn. She answered every text, email, and phone call near-immediately, was extremely helpful and answered every question I had. Not to mention how incredibly friendly and honest she was. I never felt like I was being taken advantage of as a buyer, or that she was forcing me into a purchase or decision. If you are beginning the process right now, and you want a friendly, honest, knowledgeable agent, you need to contact Carolyn. I know I will if I ever decide to move.”
Sean Meckel
Highly likely to recommend
“Like a guardian angel to home buyers, Carolyn will move mountains to make sure you find a great home. She has a personal connection with her clients which makes a difficult process tolerable and even fun! Always easy to get in contact with so when a house you need to see pops up so does she.”
Victoria Klingensmith
Client's Success Stories
Testimonials
"Always available and quick to respond and answer any concerns. Very pleasant to work with. We searched quite a bit and I seemed to be always a day late due to contracts, Carolyn kept us going forward and collectively we found the perfect place for me. Carolyn is 100% about her client and will not settle for less than perfect for her client no matter how long or whatever it takes."
Michael Boughan
"As a first time homebuyer, Carolyn made the experience easier and more stress free than I could possibly imagine. A previous Realtor made me feel like a burden, that they were doing me a massive favor, and this turned me off to the entire process for a few years. Not so with Carolyn. She answered every text, email, and phone call near-immediately, was extremely helpful and answered every question … Read MoreI had. Not to mention how incredibly friendly and honest she was. I never felt like I was being taken advantage of as a buyer, or that she was forcing me into a purchase or decision. If you are beginning the process right now, and you want a friendly, honest, knowledgeable agent, you need to contact Carolyn. I know I will if I ever decide to move." Read Less
Sean Meckel
"Like a guardian angel to home buyers, Carolyn will move mountains to make sure you find a great home. She has a personal connection with her clients which makes a difficult process tolerable and even fun! Always easy to get in contact with so when a house you need to see pops up so does she."
Victoria Klingensmith
"Results. In the end, isn’t that what we’re seeking when we select a Realtor? Jason Forry certainly produced for us in that regard, and in a timely fashion. Properly pricing a high end home, when few local comps are available, is always a challenge. Jason was thorough in his research and helped us set a price that was market appropriate. He also quickly brought a qualified buyer to us and worked wi… Read Moreth the buyers agent to negotiate a deal that satisfied both parties.
Jason’s calm professionalism, his attention to detail, and his drive to successfully complete our real estate transaction made him a true pleasure to work with.
If you want results, Jason Forry is the guy to call." Read Less
Bob Baker
"We just closed on our dream house and much of the credit for that goes to Jason Forry. We were looking to build and he helped us find the right property, the right builder and even helped us with some critical layout/mechanical points as we designed our new house. From there, Jason was super responsive to any concerns we had along the way. He was the perfect intermediary between us and the builder… Read More/design crew in getting the features we wanted, while keeping the price in check.
He knows the entire region like the back of his hand, he knows construction, he knows financing, he knows construction. We consider ourselves fortunate to have crossed paths with him!" Read Less
Kelly Conway
"We had done some research beforehand but was really grateful for Jason! The process went so smoothly and he was an absolute pleasure to work with. He was very knowledgeable about the process and was a great resource. He offered his opinion when we asked and helped us to consider things we hadn’t thought of. We will definitely reach out to Jason in the future and we recommend him to all of our frie… Read Morends and family! Erika and I appreciate you my man." Read Less
Thomas Perry
"Matt has helped me and my wife buy and sell twice now. Each time he has been there to guide us through the process. I always value Matt's opinion and he's my realtor for any other houses we may buy and sell!"
Mike
"Matt has helped me sell and buy a home and I would recommend him to family and friends. He responsive, informative and trustworthy. Highly recommend!
Lauren - Matt was very helpful in the purchase of my new home. He was very thorough and had a great eye for detail. I would recommend him to friends and family. Even after signing all the paper work he continues to check up and offer help. I am extr… Read Moreemely grateful for matt's help in helping me purchase my first home!!!" Read Less
Sean
"Timmie was by far the best part of our home buying experience. I honestly don't know how we could've gotten through it without her! She was knowledgeable, approachable, friendly, and always professional. She provided helpful and sound advice on market trends and was always honest with us when we asked (many) questions. It was because of her and her honesty that we were confident in our investment.… Read More She always put our minds at ease and made the entire process seamless. She went above and beyond expectations and I will always recommend her services." Read Less
Client
"I would highly recommend Timmie. She helped us buy a house that was for sale by the owner. Transactions like these can often be complicated because there is not a professional on the other side, but Timmie worked tirelessly to ensure that we got our dream home. She was a strong advocate for us during the home inspection process and negotiated a very fair price for our house. We are so lucky to hav… Read Moree had Timmie represent us. When making a purchase as big as a home, it was a relief to know that we had someone we could trust in our corner. I would recommend anyone use Timmie. She is hard-working, responsive, and most importantly, trustworthy!" Read Less
Client
"Timmie was amazing to work with. We really appreciated her insight and communication during the process. Especially since we received multiple offers. We felt that she was working for our best interest throughout the whole process. If you want a Realtor® who has excellent communication and understands the market, look no further. Highly recommend Timmie Taff!"
Client
"Timmie has helped me with three real estate transactions, and we're working together on a fourth. She has a thorough knowledge of the Baltimore area, is attentive to details, and is very responsive. She communicates well, and even during busy times she's staying in contact and makes sure everything is on track. I have recommended her to other friends who have also been happy with her work, and wil… Read Morel continue to recommend her to others - she's great!" Read Less
Client
"Timmie Taff is a great seller's agent and I highly recommend her. She was the second agent I hired to try to sell my house and the contrast between her and my prior agent was like night and day. She is responsive, knows how to set appropriate expectations and sale prices, does her homework regarding comps and market conditions, is honest, realistic, communicative, and an advocate for you as a sell… Read Moreer. She has all the qualities you want in an agent, is clearly experienced, and was also great with giving me referrals for services I needed to get my home ready for showing. Timmie was recommended to me by a colleague who I trust very much, and I couldn't have made a better choice. With Timmie, my home had more than one offer (within the first 30 days of being on the market) and I was able to close less than 90 days after listing. Lastly, the home selling experience is a difficult one; with showings, feedback from potential buyers, waiting for offers, inspections, and appraisals, it can be draining. Timmie demonstrated a lot of emotional intelligence and empathy throughout the process. It was very easy and also comforting to work with her. If you're going to sell your home in Baltimore and want an agent who knows what she's doing, is responsive and is committed to you, go with Timmie Taff." Read Less
Client
"As an agent in NJ , I’ve recommended Laura in
the past for my daughter and son in law’s
house. Her work ethic and attention to detail
was impeccable. Remembering her, I once
again decided to use her as my agent when I
decided to move to MD. Laura is an
outstanding realtor/agent."
Linda
"Laura is a true real estate professional. Her
guidance and experience made our home
selling and buying decision process a great
experience. She worked with my wife and I
throughout the entire process and was always
available for questions. We look forward to
having Laura join us for our house warming
party!"
Nick and Jessica
"Laura Dernoga is first-class when it comes to assisting her clients before, during and after a
real-estate transaction. Personally, coming from a previous experience where I felt I wasn’t being
represented in my personal best interest, hiring Laura was refreshing and a relief. She was
readily available to provide any questions I had (no matter how random or strange they might have
been) and pr… Read Moreovided me with the information and updates I needed to know before I knew I needed
or wanted. I am excited to work with on her finding my next home!" Read Less
Matt
"I wish there were 10 stars. I met and worked with Shari 20 years ago when I was buying a house. Shari was the utmost professional. Knowledgeable. Patient. Kind. Shari looked out for my best interests in every aspect of the real estate transaction. We stayed in touch over the years and I had the pleasure of working with Shari again this year for a condo sale. Shari continues to be an outstanding re… Read Moreal estate professional. She always goes above and beyond and still exceeded every expectation possible. Thank you, Shari, for all you have done for me and for the integrity of the real estate industry. You are a gem and any buyer/seller is so lucky to work with you!" Read Less
S. P. 2024-05-24
"We sold two houses and bought one during the past year; Shari was our realtor for all three transactions. An experienced realtor, Shari is very knowledgeable about what it takes to sell and to buy a home. She carefully guided us through each transaction with patience and a huge amount of her time, answering all of our questions along the way. For our two sales, she led us through the maze of prepp… Read Moreing and listing a property, evaluating offers and ensuring that we were ready for settlement. As anyone buying a property these days knows, finding a house, preparing an offer and getting it accepted is a grind. Shari listened to us, recommended homes that were right for us and made certain that our offers were reasonable and complete. Shari's vast experience helping clients sell and buy homes in central Maryland has other benefits: she knows houses and this area so well that she will provide answers to questions you didn't even know to ask about your new home and your new home town." Read Less
D.L. 2024-11-23
"Shari was wonderful to work with as we sold our house. Very knowledgeable, professional, but most of all, she became our friend in the process. I would encourage anyone buying/selling a home to contact Shari."
M.A. 2025-02-13
"Mindy was an excellent realtor for the sale of my home. She was professional, extremely knowledgeable, and always stayed on top of everything. The sale of my home was complicated, but she saw me through with flying colors. I highly recommend her as a realtor and I wouldn't hesitate to use her services again"
Sarah Ragan