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Debra Hayne

Agent

Bio

🏡✨ Your Dream Home Awaits! ✨🏡

Ready to find your perfect home or investment property? Look no further! With a decade of experience as a seasoned real estate expert with Cummings & Co. Realtors, I'm here to guide you through every step of the process.

As a proud Carroll County native, I am dedicated to serving Central Maryland and Southern PA with professional, responsive, and attentive services. Whether you're an investor or a home-buyer, I've got the expertise to make your real estate journey seamless.

Let's work together to turn your real estate dreams into reality! Contact me today and let's get started on this exciting journey.

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Reviews


Highly likely to recommend

“Deb is an amazing realtor as she worked diligently to find my wife and I our forever home. She is very knowledgeable of the business and is transparent every step of the way. Anytime there was a hiccup or a question she would put our minds at ease with answering our questions or assuring us it would work out. I would highly recommend her if you’re buying/selling a home as she did both for us. 10/10 recommend. 3.Working with Deb was truly the best experience we have ever had buying a house. From day one she went above and beyond to find us what we were looking for (which was not always simple!), was always at the end of the phone (even when she was supposed to be on vacation..), and guided us through the whole process with grace and expertise. There was never a problem too big or too small that she wouldn't tackle head on for us, from finding creative WiFi solutions in remote areas to digging up neighborhood histories. Her knowledge was outstanding, her patience endless, and her guidance invaluable. But most importantly we had such a lot of fun and laughed a whole lot!! I would recommend working with Deb to anyone.”

Highly likely to recommend

“Debra did everything we could ask for from a buyer’s perspective. And more. She worked to learn who we are to better suggest both areas to search and particular houses to view. She maintained frequent contact with us, even reaching out from vacation with an opportunity that came to market sooner than expected. We were shocked by the speed of offers and transactions in today’s market and Debra carefully guided us through the process with surprisingly good humor. She advised us successfully on the house we purchased. We feel that we got the best deal possible at the lowest cost. After the contract was accepted, Debra provided good contacts with service providers to ease our transition moving to a new area. In addition to the excellent delivery of her professional services, Debra is a delight to know and work with. Finding the right new home is a deeply personal and difficult venture and we felt that Debra became as much a trusted friend as agent. We recommend her without reservation.”

Client's Success Stories

Testimonials

"Matt has helped me and my wife buy and sell twice now. Each time he has been there to guide us through the process. I always value Matt's opinion and he's my realtor for any other houses we may buy and sell!"
"Matt has helped me sell and buy a home and I would recommend him to family and friends. He responsive, informative and trustworthy. Highly recommend! Lauren - Matt was very helpful in the purchase of my new home. He was very thorough and had a great eye for detail. I would recommend him to friends and family. Even after signing all the paper work he continues to check up and offer help. I am extrRead MoreRead Less
"Timmie was by far the best part of our home buying experience. I honestly don't know how we could've gotten through it without her! She was knowledgeable, approachable, friendly, and always professional. She provided helpful and sound advice on market trends and was always honest with us when we asked (many) questions. It was because of her and her honesty that we were confident in our investment.Read MoreRead Less
"I would highly recommend Timmie. She helped us buy a house that was for sale by the owner. Transactions like these can often be complicated because there is not a professional on the other side, but Timmie worked tirelessly to ensure that we got our dream home. She was a strong advocate for us during the home inspection process and negotiated a very fair price for our house. We are so lucky to havRead MoreRead Less
"Timmie was amazing to work with. We really appreciated her insight and communication during the process. Especially since we received multiple offers. We felt that she was working for our best interest throughout the whole process. If you want a Realtor® who has excellent communication and understands the market, look no further. Highly recommend Timmie Taff!"
"Timmie has helped me with three real estate transactions, and we're working together on a fourth. She has a thorough knowledge of the Baltimore area, is attentive to details, and is very responsive. She communicates well, and even during busy times she's staying in contact and makes sure everything is on track. I have recommended her to other friends who have also been happy with her work, and wilRead MoreRead Less
"Timmie Taff is a great seller's agent and I highly recommend her. She was the second agent I hired to try to sell my house and the contrast between her and my prior agent was like night and day. She is responsive, knows how to set appropriate expectations and sale prices, does her homework regarding comps and market conditions, is honest, realistic, communicative, and an advocate for you as a sellRead MoreRead Less
"As an agent in NJ , I’ve recommended Laura in the past for my daughter and son in law’s house. Her work ethic and attention to detail was impeccable. Remembering her, I once again decided to use her as my agent when I decided to move to MD. Laura is an outstanding realtor/agent."
"Laura is a true real estate professional. Her guidance and experience made our home selling and buying decision process a great experience. She worked with my wife and I throughout the entire process and was always available for questions. We look forward to having Laura join us for our house warming party!"
"Laura Dernoga is first-class when it comes to assisting her clients before, during and after a real-estate transaction. Personally, coming from a previous experience where I felt I wasn’t being represented in my personal best interest, hiring Laura was refreshing and a relief. She was readily available to provide any questions I had (no matter how random or strange they might have been) and prRead MoreRead Less
"I wish there were 10 stars. I met and worked with Shari 20 years ago when I was buying a house. Shari was the utmost professional. Knowledgeable. Patient. Kind. Shari looked out for my best interests in every aspect of the real estate transaction. We stayed in touch over the years and I had the pleasure of working with Shari again this year for a condo sale. Shari continues to be an outstanding reRead MoreRead Less
"We sold two houses and bought one during the past year; Shari was our realtor for all three transactions. An experienced realtor, Shari is very knowledgeable about what it takes to sell and to buy a home. She carefully guided us through each transaction with patience and a huge amount of her time, answering all of our questions along the way. For our two sales, she led us through the maze of preppRead MoreRead Less
"Shari was wonderful to work with as we sold our house. Very knowledgeable, professional, but most of all, she became our friend in the process. I would encourage anyone buying/selling a home to contact Shari."
"Mindy was an excellent realtor for the sale of my home. She was professional, extremely knowledgeable, and always stayed on top of everything. The sale of my home was complicated, but she saw me through with flying colors. I highly recommend her as a realtor and I wouldn't hesitate to use her services again"
"There are so many amazing things I can say about my experience with Mindy. A great friend of mine, referred Mindy about a year ago. From the first call I knew it was a great pairing. Mindy asked great questions to really pull out what my greatest desires in a home were. When we toured different style homes she took great note of what I liked and disliked about each property. It got to a point she’Read MoreRead Less
"I recently enlisted Mindy to help me find a new home, and to sell my current residence, and I couldn't be happier with her services. She has a broad knowledge of the local real estate market, and knew which areas in which to look. She succeeded in finding the perfect house. She was prompt in responding to my emails, calls and texts, which helped to make the whole experience stress free. Her communRead MoreRead Less
"We needed an agent for transitioning (finding a new place to rent and selling our home). From our first call with Mindy, she was knowledgeable, professional, and genuinely attentive to our needs. It is apparent that she is experienced and has a deep understanding of the real estate industry. She provided valuable insights throughout the process and was available to answer my questions and offer guRead MoreRead Less
"Mindy was absolutely fantastic, knowledgeable and transparent during the entire buying and selling process of my home. I never had to worry because Mindy had the experience and the patience to guide me through the entire process. (She honestly deserves more than 5 stars)"
"JoAnn is the absolute best. She walked us through every step of the home buying process. From sending us listings to creating us a calendar for closing, she was always on top of it. Not only that, JoAnn is a kind and honest person. Truly, there is no one else I would want to be my realtor."
"Nina is an amazing agent. She made us feel at ease throughout the entire process. She was very patient and listened to our needs. She was very knowledgeable with the different neighborhoods which was great, since we were from NY. She found us a perfect home and held our hand from beginning to end. Was very thorough and responsible with paperwork and deadlines. We really felt represented and would Read MoreRead Less