Julia Neal

Agent

410.491.7141

Bio

Your Trusted Realtor in Maryland and Southern Pennsylvania!

Julia Neal is a full-time licensed Realtor with a reputation for clear communication, strategic expertise, and a warm, grounded presence. Since 2015, she has helped hundreds of buyers and sellers successfully navigate the real estate process—bringing together market insight and a thoughtful, wellness-forward approach that transforms what can feel overwhelming into something empowering and aligned.

Known for her professionalism, organization, intuition, and negotiation skills, Julia approaches every client relationship with the same guiding intention: to help people live in alignment and experience their home journey with clarity and confidence. Her clients consistently describe her as calm under pressure, detail-oriented, an excellent communicator, and emotionally supportive. Whether selling a longtime home, purchasing for the first time, or navigating a complex transition, Julia shows up with structure and care—treating every client like her only one.

As a top-tier negotiator, she advocates fiercely for her clients with integrity and precision. Her ability to read situations, respond strategically, and keep clients several steps ahead has earned her a reputation as both a skilled advisor and a trusted advocate—especially in competitive or high-stakes situations.

Based in Baltimore County and serving communities across Maryland and Southern Pennsylvania, Julia blends local expertise with a distinctly personalized approach. She brings strong systems, calm leadership, and soulfully strategic guidance to every step of the buying and selling experience—earning the trust of clients who return again and again.

For Julia, real estate is about more than the sale. It’s about helping people create a life they love—starting with the space they call home.

My active listings

3 Beds 2 Baths 1,280 Sqft

Reviews

Highly likely to recommend

Local knowledge
Process expertise
Responsiveness
Negotiation skills

“Amazing Realtor – Exceeded All Expectations! I can't say enough good things about Julia Neal and her team! From start to finish, they made the process of selling my home an absolute breeze. Not only did they have an incredible knowledge of the market, but their expertise and professionalism were evident at every step. Julia took the time to listen to my goals and offered insightful advice on how to prepare the house for sale, ensuring it looked its absolute best. She organized professional photos, provided expert staging tips, and crafted a compelling listing that attracted multiple offers in no time. What truly set Julia apart was her communication. She kept me informed every step of the way, answering all my questions promptly and providing reassurance when needed. I never felt left in the dark, and I always knew she had my best interests at heart. Thanks to Julia's dedication, the house sold quickly and for a price above my expectations! Her negotiation skills were impressive, and I felt confident having her in my corner throughout the entire process. If you're looking to sell your home, I highly recommend Julia Neal. She is not just an excellent realtor—she's a true partner in achieving your real estate goals. I couldn't be more pleased with the outcome!”

Client

Highly likely to recommend

Local knowledge
Process expertise
Responsiveness
Negotiation skills

“Julia Neal and her team were absolutely phenomenal in helping me navigate the home-buying process as a first-time homeowner. From the very beginning, Julia’s market expertise, responsiveness, and strategic approach made all the difference. She was pivotal in getting my offer accepted the same day, leveraging her deep knowledge of the competitive market and contract best practices to ensure a smooth and successful transaction. Her proactive communication and ability to anticipate challenges gave me full confidence throughout the process, making what could have been overwhelming feel seamless and exciting. Beyond just securing the home, Julia, and her team provided incredible support from start to post settlement—guiding me through research, home tours, inspections, and closing with unmatched professionalism. Their network of trusted professionals ensured every step was handled with care, and they patiently educated me on what to do (and what to avoid) to make smart, informed decisions. Their dedication and expertise made all the difference, and I couldn’t have asked for a better team. If you’re looking for a realtor who truly puts your best interests first and makes the process effortless, I highly recommend Julia Neal and her team!”

Client

Highly likely to recommend

Local knowledge
Process expertise
Responsiveness
Negotiation skills

“Julia is the best real estate agent my husband and I have ever used, and we have used many. I would give her ten stars if I could. My husband and I are newly retired seniors and we were worried about being able to manage everything during our move, but Julia and her team managed everything beautifully! Through the purchase of our new townhouse in the city, to the sale of our lakefront condo, everything was handled with professionalism and competence. We could have not made this move without Julia and her team. We are extremely grateful.”

Client

View All Reviews

Client's Success Stories

Testimonials

"Moving to Cummings & Co Realtors in 2017 after 17 years of being in Real Estate was the smartest career move I ever made. I only wish I had done it sooner. The sense of Community and Professionalism surpasses all other brokerages from what I hear. Dave is encouraging and supportive; if you need to find something out ,our network of seasoned agents is always so helpful and knowledgeable . Cumming… Read MoreRead Less

"I’m proud to be aligned with a forward-thinking brokerage defined by strong, visionary leadership that begins at the top. The depth of experience among our agents creates a culture of excellence, collaboration, and integrity. Coupled with beautifully designed office spaces that reflect our standard of professionalism, it’s an environment that truly supports both elevated service and continued grow… Read MoreRead Less

"Joining this brokerage has been one of the best decisions of my real estate career. The level of support here is unmatched—whether you’re navigating a complex transaction or simply need a second opinion, there’s always someone willing to step in and help. The culture is built on true collaboration, not competition. Agents openly share ideas, strategies, and encouragement, creating an environment w… Read MoreRead Less

"After more than 26 years in real estate, my business continues to grow, largely through referrals and strong relationships. Choosing the right brokerage matters, and Cummings & Co. has been an outstanding partner and the perfect option for the expansion of my team. It truly feels like the best of both worlds: a locally owned company with a supportive culture, paired with smart technology and conve… Read MoreRead Less

"Kevin did an outstanding job with helping me look for a home.. and he also did it at a timely matter. Kevin ! Sent me homes everyday to look over. I would tell him the ones i liked. He would have reach out to the places , and I would have a viewing fast. I felt like I was picky , but he told me I wasn’t. I found my home with only looking at 3 houses. He stayed on top of everything. And even though… Read MoreRead Less

"Kevin did an excellent job going above and beyond . Kevin's passion and integrity is unparalleled, he really made my first time home owner experience pleasant and easy."

"We highly recommend Justine. She will be our realtor for life. I’ve bought two houses with her and sold one and I don’t feel like it could have gone smoother in any of the deals. She is friendly, knowledgeable, and always available. She made the whole process a breeze. She will fight for you and always has your best interests at heart. Thank you for everything you do Justine!"

"You epitomize what's good, not only in our industry, but in humanity! It's been a pleaseure & I hope to work with you again soon."

"Justine was the perfect agent. She was extremely patient with us and not the least bit pushy. She knew exactly what we wanted and guided us throughout our search. At the end of the process not only did we end up buying the perfect house, but we gained a friend who then went on to my find my mother the perfect retirement condo."

"Several years ago I had the unfortunate responsibility of cleaning out and selling the home in Ruxton where I had grown up and and where my parents had lived for 48 years. The task to me was daunting. Justine Mangione, my friend and real estate agent supported me throughout the process, suggesting necessary upgrades and changes. With her help we were able to sell the house in just 10 days for… Read MoreRead Less

"Justine recently sold my parent’s house and we could not have been more pleased with the outcome. Justine’s attention to detail, knowledge of the housing market and professionalism when dealing with not only the buyers but also other realtors helped produce an exceptional result. We have referred multiple prospects to Justine due to her trustworthy approach, her results oriented nature and most … Read MoreRead Less

"Sharon was a Dream to work with! She was knowledgeable, communicative, timely and incredibly personable. I felt totally comfortable asking questions throughout the process. I couldn't have asked for a better home buying experience. I highly recommend Sharon Allen if you're looking for a realtor!"

"We used Barbara about 2 years ago to find our first home in Harford County. We worked with Barbara and she showed us quite a few houses all within our budget and wants in a home. Being new to the process, Barbara was great. At times, when we needed it, she held our hand sort to speak through the process and gave us information so we learned the process too. We would definitely recommend working wi… Read MoreRead Less

"I’m proud to call Cummings & Co. home. I started my career here on a team, learning under a top-tier agent who set the bar high for mentorship, professionalism, and integrity. Today, I work independently—but I’ve never felt alone. The culture and caliber of agents you encounter in every office keeps you engaged, supported, and encouraged. There’s no sense of competition—only collaboration. We t… Read MoreRead Less

"She is very responsive and was persistent in helping us find our home. She gave us good advice and followed through with all the details and answered questions promptly. Very knowledgeable about the regional real estate market."

"Selling a property is no small feat, especially when you're over 1500 miles away. Enter David, our real estate agent, who transformed what could have been an impossible challenge into a great experience. David wasn't just a realtor to us; he was our project manager, our eyes and ears, and most importantly, our peace of mind. When we needed appliances installed, repairs overseen, and an open hou… Read MoreRead Less

"David sold us our first home in 35 days. This second time around it took us only 30 days. Going with him again was an easy decision because he is less interested in a commission and more interested in helping you find the right place for the right price. He listened to what we wanted and worked with us to get it. He negotiated with the seller in a way that was not cut throat, but respectful and pr… Read MoreRead Less

"Working with Dave was an outstanding experience from start to finish. He represented us as the buyer's agent as we searched for our new home. His professionalism, knowledge, and clear communication made the home-buying process smooth and low-stress. He was incredibly patient and showed us multiple houses, offering thoughtful insight into their current condition as well as creative ideas for what w… Read MoreRead Less

"Words can't express how grateful my husband and I are for having Jessica Maher as our realtor. Her wisdom and guidance paid off throughout a year-long search for the perfect home. She has a keen eye for high quality and will not push you to make a decision you are not fully confident in. Thanks to Jess, we are so happy to be in our new home."

"Jessica Maher is on point! I have bought/sold six homes over the last 25 years and can tell you she is unequivocally the best realtor with whom I have dealt. You won't go wrong by selecting the best!"