PALMYRA, VA 22963 - Cummings & Co. Realtors

PALMYRA, VA 22963

Beds

3

Baths

3

Square Ft.

1,568

Active

Residential

$395,000

SERIOUS HOLIDAY SHOPPERS... Vacation Home Buyers -- International, Corporate, Investor Buyers, and first time home buyers...Now is the time to buy...! Welcome to 89 Riverside Drive, an exceptional 3-bedroom, 2.5-bath home located inside the coveted, amenity-rich Lake Monticello community. Offering 1,568 sq ft. of comfort and charm, this beautifully maintained… Read More property features multiple outdoor living spaces, modern updates, lake-lifestyle amenities, and fantastic potential for added value and passive income. No doubt added value! Interior Features 3 Bedrooms 2.5 Baths Vaulted primary suite with Jack-and-Jill double vanity, jetted soaking tub, and great natural light. Stainless steel appliances in the kitchen. Beautiful light fixture in the dinning room with a large double windows to let in the light. Wooden floors throughout the entire mainfloor; carpeted bedrooms and tiled bathrooms upstairs. Ceiling fans throughout. Beautiful living room with a wood-burning fireplace. ADDED VALUE AND PASSIVE INCOME POTENTIAL: Finish the nnfinished basement with separate entrance - ideal for future in-law suite, rental, or studio. Two hobby/workbenches for crafts, woodworking, or projects. Water filtration system. Two-zone HVAC system for efficiency. Exterior Features: Multi-level back deck with sliding glass doors - perfect for grilling and entertaining. Large, welcoming front porch for watching the world go by. Outdoor hot tub/Jacuzzi conveys. Canoe and kayak convey with sale - start enjoying the lake immediately. Fully fenced backyard - great for children and pets. Backyard fire pit ideal for cool evenings, s'mores, and gatherings. Community & Lifestyle includes lakes, beaches, marina, golf, tennis, and so much more. Located in the highly desirable Lake Monticello subdivision, this home provides access to an impressive array of amenities centered around a 317-acre recreational lake. Multiple community facilities with 2 full-service clubhouses available for events. Outdoor swimming pool. Fitness center(s) with cardio/strength equipment. Access to indoor pool/sauna (at various nearby facilities). And wait! There's more...Dining & convenience On-site dining at The Pub and seasonal pool snack bars. Close to restaurants, shopping, and Food Lion off Thomas Jefferson Parkway. Plus professional services nearby: dental, eye care, pharmacy, etc. Public water/sewer, curbside trash pickup Lets face it...89 Riverside Drive offers the perfect blend of comfort, charm, and opportunity - complete with its own hot tub, multi-level deck, fenced yard, and basement conversion potential. Whether you're seeking a primary residence, vacation home, or investment property, this home captures the best of Lake Monticello living. Read Less

Courtesy of Sondra Sparapani, United Real Estate Premier [email protected]

Listing Snapshot

Days Online

16

Last Updated

Dec 10, 2025

Property Type

Single Family Residential

Beds

3

Full Baths

2

Partial Baths

1

Square Ft.

1,568

Year Built

2002

MLS Number

VAFN2000546

30 Days Snapshot Of 22963

$396k

-7%

(avg) sold price

21

0%

homes sold

44

+83%

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Road Responsibility: HOA, City/County, Road Maintenance Agreement, Black Top

Appliances & Equipment

Dryer, Washer, Washer/Dryer Hookups Only

Basement

Outside Entrance, Walkout Level

Building

1,568 sqft living area, 1,568 sqft above grade (finished), Built in 2002, Structure Type: Detached, Wall & Ceiling Types: Vaulted Ceilings, Dry Wall, 3 floors in unit, 2 levels in building, 3 levels, Colonial, Vinyl Siding

Cooling

Central Air, Electric, Heat Pump(s), Multi Units, Programmable Thermostat, Zoned, Central A/C, Ceiling Fan(s)

Doors

Sliding Glass

Fence

Board, Partially, Rear

Fireplaces

1 fireplace, Wood

Floors

Carpet, Hardwood

Foundation

Concrete Perimeter

Garage

2 garage spaces

Heating

Electric, Heat Pump(s)

Home Owner's Association

HOA Fee: $130, Fee Freq: Monthly, Basketball Courts, Beach, Boat Ramp, Club House, Community Center, Dining Rooms, Golf Club, Lake, Meeting Room, Picnic Area, Security, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Common Area Maintenance, Insurance, Management, Pier/Dock Maintenance, Reserve Funds, Road Maintenance, Snow Removal, Trash

Interior Features

Primary Bath(s)

Laundry

Main Floor, Dryer In Unit, Washer In Unit

Lot

Lot Size Dimensions: .34, Landscaping, Level, Sloping, Stream/Creek

Energy Saving

Conserving Materials/Methods

Parking

Asphalt Driveway

Property

Other Structures: Above Grade, Outdoor Living Structures: Deck(s), Porch(es), View: Other, Trees/Woods

Roof

Architectural Shingle

Sewer

Public Sewer

Taxes

City/Town Tax: $2,679, City/Town Tax Pymnt Freq: Annually, County Tax: $1,897, County Tax Pymnt Freq: Annually, Tax Annual Amount: $2,679, Tax Year: 2025

Utilities

Electric Service: Underground, Hot Water: Electric, Cable TV Available, Electric Available, Phone, Sewer Available, Under Ground, Water Available

Windows

Insulated, Vinyl Clad

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Carysbrook Elementary School 434-842-1241 Public 3-4

Fluvanna County High School 434-589-3666 Public 8-12

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This information is provided exclusively for consumers' personal, non-commercial use; that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data is deemed reliable but is not guaranteed accurate by BrightMLS. Information may appear from many brokers but not every listing in BrightMLS is available.
This content last updated on Dec 10, 2025.

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